Ron Bliss guest col: Supplemental coverage available for those with big deductibles

While Nevadans cannot get an exchange policy now without a qualifying life event, they can still get coverage that will save them money if and when they become ill or get injured.

There is no open enrollment period for such plans as cancer, heart attack/stroke, accident and disability plans.

When it comes to cancer or heart attack/stroke policies, consider this: Even if you have something to help with the cost of medical treatment, you may not have anything that would make up for lost wages — if you cannot work because of your illness or injury.

Cancer, heart attack/stroke and other policies that cover critical illness often grant a lump-sum payment upon diagnosis. These lump-sum payments can range up to $50,000 and can be spent any way you wish.

Accident plans helps with medical costs for such things as broken bones and treatment of other injuries that would not be covered until you pay your deductible on your major medical plan, if you have a large deductible that would be part of a Bronze — or even a Silver plan.

At Affordable Healthcare Pros, we have a variety of products to offer you that will help fill the gaps that your other insurance does not cover.

If you would benefit from one of these kind of policies, give us a call at one of the below numbers and we can give you a quote at no cost.

We also offer a full line of Medicare supplements from nine different companies and dental, vision and hearing coverage from a variety of companies.

We are also still doing policies — both on and off the Federal Marketplace and Covered California — for those who have a qualifying life event that includes loss of creditable coverage in the last 60 days.

If we can help you, come see us at 2307 N. Carson Street in Carson City or call us at one of the below numbers:

Call our office in Carson City at 775-883-3414 or call me personally at 775-224-7169 or 775-450-6769.

Ron Bliss is a former long-time sports writer who has been doing health insurance since 2009. He is certified on both Covered California and the Nevada Health Link and can sell products on and off both exchanges. Affordable Healthcare Pros also offers a variety of dental plans to include dental-vision-hearing plans in both states, as well as a wide variety of Medicare supplements and other health supplemental products to include critical illness, short-term care, disability, plans to cover in-home or nursing home costs, accidents and hospital indemnity policies.


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